Setting Up Credit Card Payments What kind of ID do I need to provide as a business owner? You’ll need to upload a clear, legible scan of one of the following: Passport Driver’s License State-issued ID card Resident Permit ID Accepted formats: .jpeg, .pdf, .png, .gif What company documents are required for verification for EIN (Employer Identification Number) Based ? You must provide a scan of one of the following: IRS Letter 147C IRS SS-4 confirmation letter Tip: Make sure the business owner's name in your application matches this document. Accepted formats: .jpeg, .pdf, .png, .gif What if I do not have an EIN? If you do not have an EIN, you’ll have to choose "Individual (SSN Based)" in the "Business Type" field. What is an MCC code and why do I need one? Merchant Category Codes (MCC) are 4-digit numbers that classify your primary business activity. Selecting the correct MCC code is crucial to avoid application rejection. If you're unsure, general-purpose codes are available. at the bottom of this help section as well as in the help guide of the specific setup window. What banking information is required? You need to provide the following: Name of the individual (must match the bank record) Name of the bank Routing number Account number This is the account where your sales funds will be deposited. Is a business website required? Yes. Our payment processor requires a functioning business website. The URL must be complete (no social media handles). Your site must include: Description of goods/services Transaction currency Customer service contact info (phone, email, address) Return/refund and shipping policies Legal/export restrictions (if applicable) Data privacy policy Terms and conditions of any promotions

You can customize two different types of invoice-related email templates in Baanda to better reflect your brand and communication style: Invoice Email This email is automatically sent when a customer makes a purchase. You can personalize the following fields: Header: Enter your Community or Shop’s name. Header Addr1: Enter your street address. Header Addr2: Include your city, state, and ZIP code. Salute: The closing salutation of the email (e.g., "Sincerely," "Best," "Later"). Reply-To Name: Enter the name of your shop or the responsible individual. Email: Provide a support email your customers can reply to with questions about the invoice. 🧪 Want to preview what your invoice email looks like? Before saving, check the box labeled "Send me a test invoice". A sample will be sent to your email for review so you can see exactly what your customers will receive. ____________________________________________________________________________________________ ____________________________________________________________________________________________ Payment Reminder This template is automatically sent to remind customers about upcoming subscription payments. You can edit the content of this email, but the actual transaction details are auto-filled. Subject: This will appear as the email’s subject line. Body: Customize the message however you like. These templates help keep communication clear and aligned with your brand.

Please see before for the MCC of your type of business. Please Note: In case you do nor know the type of your business, you can use the default MCC of 7399. This covers all miscellaneous businesses. ** A ** **A/C, Refrigeration Repair** – 7623 **Accounting/Bookkeeping Services** – 8931 **Advertising Services** – 7311 **agricultural_cooperative** – 0763 **airlines_air_carriers** – 4511 **airports_flying_fields** – 4582 **ambulance_services** – 4119 **amusement_parks_carnivals** – 7996 **antique_reproductions** – 5937 **antique_shops** – 5932 **aquariums** – 7998 **architectural_surveying_services** – 8911 **art_dealers_and_galleries** – 5971 **artists_supply_and_craft_shops** – 5970 **auto_and_home_supply_stores** – 5531 **auto_body_repair_shops** – 7531 **auto_paint_shops** – 7535 **auto_service_shops** – 7538 **automated_cash_disburse** – 6011 **automated_fuel_dispensers** – 5542 **automobile_associations** – 8675 **automotive_parts_and_accessories_stores** – 5533 **automotive_tire_stores** – 5532 ** B ** **bail_and_bond_payments** – 9223 **bakeries** – 5462 **bands_orchestras** – 7929 **barber_and_beauty_shops** – 7230 **betting_casino_gambling** – 7995 **bicycle_shops** – 5940 **billiard_pool_establishments** – 7932 **boat_dealers** – 5551 **boat_rentals_and_leases** – 4457 **book_stores** – 5942 **books_periodicals_and_newspapers** – 5192 **bowling_alleys** – 7933 **bus_lines** – 4131 **business_secretarial_schools** – 8244 **buying_shopping_services** – 7278 ** C ** **cable_satellite_and_other_pay_television_and_radio** – 4899 **camera_and_photographic_supply_stores** – 5946 **candy_nut_and_confectionery_stores** – 5441 **car_and_truck_dealers_new_used** – 5511 **car_and_truck_dealers_used_only** – 5521 **car_rental_agencies** – 7512 **car_washes** – 7542 **carpentry_services** – 1750 **carpet_upholstery_cleaning** – 7217 **caterers** – 5811 **charitable_and_social_service_organizations_fundraising** – 8398 **chemicals_and_allied_products** – 5169 **child_care_services** – 8351 **childrens_and_infants_wear_stores** – 5641 **chiropodists_podiatrists** – 8049 **chiropractors** – 8041 **cigar_stores_and_stands** – 5993 **civic_social_fraternal_associations** – 8641 **cleaning_and_maintenance** – 7349 **clothing_rental** – 7296 **colleges_universities** – 8220 **commercial_equipment** – 5046 **commercial_footwear** – 5139 **commercial_photography_art_and_graphics** – 7333 **commuter_transport_and_ferries** – 4111 **computer_network_services** – 4816 **computer_programming** – 7372 **computer_repair** – 7379 **computer_software_stores** – 5734 **computers_peripherals_and_software** – 5045 **concrete_work_services** – 1771 **construction_materials** – 5039 **consulting_public_relations** – 7392 **correspondence_schools** – 8241 **cosmetic_stores** – 5977 **counseling_services** – 7277 **country_clubs** – 7997 **courier_services** – 4215 **court_costs** – 9211 **credit_reporting_agencies** – 7321 **cruise_lines** – 4411 ** D ** **dairy_products_stores** – 5451 **dance_hall_studios_schools** – 7911 **dating_escort_services** – 7273 **dentists_orthodontists** – 8021 **department_stores** – 5311 **detective_agencies** – 7393 **digital_goods_applications** – 5817 **digital_goods_games** – 5816 **digital_goods_large_volume** – 5818 **digital_goods_media** – 5815 **direct_marketing_catalog_merchant** – 5964 **direct_marketing_combination_catalog_and_retail_merchant** – 5965 **direct_marketing_inbound_telemarketing** – 5967 **direct_marketing_insurance_services** – 5960 **direct_marketing_other** – 5969 **direct_marketing_outbound_telemarketing** – 5966 **direct_marketing_subscription** – 5968 **direct_marketing_travel** – 5962 **discount_stores** – 5310 **doctors** – 8011 **door_to_door_sales** – 5963 **drapery_window_covering_and_upholstery_stores** – 5714 **drinking_places** – 5813 **drug_stores_and_pharmacies** – 5912 **drugs_drug_proprietaries_and_druggist_sundries** – 5122 **dry_cleaners** – 7216 **durable_goods** – 5099 **duty_free_stores** – 5309 ** E ** **eating_places_restaurants** – 5812 **educational_services** – 8299 **electric_razor_stores** – 5997 **electrical_parts_and_equipment** – 5065 **electrical_services** – 1731 **electronics_repair_shops** – 7622 **electronics_stores** – 5732 **elementary_secondary_schools** – 8211 **employment_temp_agencies** – 7361 **equipment_rental** – 7394 **exterminating_services** – 7342 ** F ** **family_clothing_stores** – 5651 **fast_food_restaurants** – 5814 **financial_institutions** – 6012 **fines_government_administrative_entities** – 9222 **fireplace_fireplace_screens_and_accessories_stores** – 5718 **floor_covering_stores** – 5713 **florists** – 5992 **florists_supplies_nursery_stock_and_flowers** – 5193 **freezer_and_locker_meat_provisioners** – 5422 **fuel_dealers_non_automotive** – 5983 **funeral_services_crematories** – 7261 **furniture_home_furnishings_and_equipment_stores_except_appliances** – 5712 **furniture_repair_refinishing** – 7641 **furriers_and_fur_shops** – 5681 ** G ** **general_services** – 1520 **gift_card_novelty_and_souvenir_shops** – 5947 **glass_paint_and_wallpaper_stores** – 5231 **glassware_crystal_stores** – 5950 **golf_courses_public** – 7992 **government_services** – 9399 **grocery_stores_supermarkets** – 5411 ** H ** **hardware_equipment_and_supplies** – 5072 **hardware_stores** – 5251 **health_and_beauty_spas** – 7298 **hearing_aids_sales_and_supplies** – 5975 **heating_plumbing_a_c** – 1711 **hobby_toy_and_game_shops** – 5945 **home_supply_warehouse_stores** – 5200 **hospitals** – 8062 **hotels_motels_and_resorts** – 7011 **household_appliance_stores** – 5722 ** I ** **industrial_supplies** – 5085 **information_retrieval_services** – 7375 **insurance_default** – 6399 **insurance_underwriting_premiums** – 6300 **intra_company_purchases** – 9950 ** J ** **jewelry_stores_watches_clocks_and_silverware_stores** – 5944 ** L ** **landscaping_services** – 0780 **laundries** – 7211 **laundry_cleaning_services** – 7210 **legal_services_attorneys** – 8111 **luggage_and_leather_goods_stores** – 5948 **lumber_building_materials_stores** – 5211 ** M ** **manual_cash_disburse** – 6010 **marinas_service_and_supplies** – 4468 **masonry_stonework_and_plaster** – 1740 **massage_parlors** – 7297 **medical_and_dental_labs** – 8071 **medical_dental_ophthalmic_and_hospital_equipment_and_supplies** – 5047 **medical_services** – 8099 **membership_organizations** – 8699 **mens_and_boys_clothing_and_accessories_stores** – 5611 **mens_womens_clothing_stores** – 5691 **metal_service_centers** – 5051 **miscellaneous_apparel_and_accessory_shops** – 5699 **miscellaneous_auto_dealers** – 5599 **miscellaneous_business_services** – 7399 **miscellaneous_food_stores** – 5499 **miscellaneous_general_merchandise** – 5399 **miscellaneous_general_services** – 7299 **miscellaneous_home_furnishing_specialty_stores** – 5719 **miscellaneous_publishing_and_printing** – 2741 **miscellaneous_recreation_services** – 7999 **miscellaneous_repair_shops** – 7699 **miscellaneous_specialty_retail** – 5999 **mobile_home_dealers** – 5271 **motion_picture_theaters** – 7832 **motor_freight_carriers_and_trucking** – 4214 **motor_homes_dealers** – 5592 **motor_vehicle_supplies_and_new_parts** – 5013 **motorcycle_shops_and_dealers** – 5571 **motorcycle_shops_dealers** – 5561 **music_stores_musical_instruments_pianos_and_sheet_music** – 5733 ** N ** **news_dealers_and_newsstands** – 5994 **non_fi_money_orders** – 6051 **non_fi_stored_value_card_purchase_load** – 6540 **nondurable_goods** – 5199 **nurseries_lawn_and_garden_supply_stores** – 5261 **nursing_personal_care** – 8050 ** O ** **office_and_commercial_furniture** – 5021 **opticians_eyeglasses** – 8043 **optometrists_ophthalmologist** – 8042 **orthopedic_goods_prosthetic_devices** – 5976 **osteopaths** – 8031 ** P ** **package_stores_beer_wine_and_liquor** – 5921 **paints_varnishes_and_supplies** – 5198 **parking_lots_garages** – 7523 **passenger_railways** – 4112 **pawn_shops** – 5933 **pet_shops_pet_food_and_supplies** – 5995 **petroleum_and_petroleum_products** – 5172 **photo_developing** – 7395 **photographic_photocopy_microfilm_equipment_and_supplies** – 5044 **photographic_studios** – 7221 **picture_video_production** – 7829 **piece_goods_notions_and_other_dry_goods** – 5131 **plumbing_heating_equipment_and_supplies** – 5074 **political_organizations** – 8651 **postal_services_government_only** – 9402 **precious_stones_and_metals_watches_and_jewelry** – 5094 **professional_services** – 8999 **public_warehousing_and_storage** – 4225 ** Q ** **quick_copy_repro_and_blueprint** – 7338 ** R ** **railroads** – 4011 **real_estate_agents_and_managers_rentals** – 6513 **record_stores** – 5735 **recreational_vehicle_rentals** – 7519 **religious_goods_stores** – 5973 **religious_organizations** – 8661 **roofing_siding_sheet_metal** – 1761 ** S ** **secretarial_support_services** – 7339 **security_brokers_dealers** – 6211 **service_stations** – 5541 **sewing_needlework_fabric_and_piece_goods_stores** – 5949 **shoe_repair_hat_cleaning** – 7251 **shoe_stores** – 5661 **small_appliance_repair** – 7629 **snowmobile_dealers** – 5598 **special_trade_services** – 1799 **specialty_cleaning** – 2842 **sporting_goods_stores** – 5941 **sporting_recreation_camps** – 7032 **sports_and_riding_apparel_stores** – 5655 **sports_clubs_fields** – 7941 **stamp_and_coin_stores** – 5972 **stationary_office_supplies_printing_and_writing_paper** – 5111 **stationery_stores_office_and_school_supply_stores** – 5943 **swimming_pools_sales** – 5996 ** T ** **t_ui_travel_germany** – 4723 **tailors_alterations** – 5697 **tax_payments_government_agencies** – 9311 **tax_preparation_services** – 7276 **taxicabs_limousines** – 4121 **telecommunication_equipment_and_telephone_sales** – 4812 **telecommunication_services** – 4814 **telegraph_services** – 4821 **tent_and_awning_shops** – 5998 **testing_laboratories** – 8734 **theatrical_ticket_agencies** – 7922 **timeshares** – 7012 **tire_retreading_and_repair** – 7534 **tolls_bridge_fees** – 4784 **tourist_attractions_and_exhibits** – 7991 **towing_services** – 7549 **trailer_parks_campgrounds** – 7033 **transportation_services** – 4789 **travel_agencies_tour_operators** – 4722 **truck_stop_iteration** – 7511 **truck_utility_trailer_rentals** – 7513 **typesetting_plate_making_and_related_services** – 2791 **typewriter_stores** – 5978 ** U ** **u_s_federal_government_agencies_or_departments** – 9405 **uniforms_commercial_clothing** – 5137 **used_merchandise_and_secondhand_stores** – 5931 **utilities** – 4900 ** V ** **variety_stores** – 5331 **veterinary_services** – 0742 **video_amusement_game_supplies** – 7993 **video_game_arcades** – 7994 **video_tape_rental_stores** – 7841 **vocational_trade_schools** – 8249 ** W ** **watch_jewelry_repair** – 7631 **welding_repair** – 7692 **wholesale_clubs** – 5300 **wig_and_toupee_stores** – 5698 **wires_money_orders** – 4829 **womens_accessory_and_specialty_shops** – 5631 **womens_ready_to_wear_stores** – 5621 **wrecking_and_salvage_yards** – 5935